About DQYDJ.ca

The Canadian edition of the "Don't Quit Your Day Job" finance toolkit.

What is this site?

DQYDJ.ca takes the spirit of dqydj.com — sharp, data-driven personal finance tools — and rebuilds it for Canada. American sites quote the Federal Reserve, 401(k)s, and Roth IRAs. We quote the Survey of Financial Security, RRSPs and TFSAs, CPP/QPP and OAS, and federal-plus-provincial tax brackets.

Where does the data come from?

Net worth & wealth: Statistics Canada, Survey of Financial Security (2023)
Income: Statistics Canada, Canadian Income Survey / census income data
Tax brackets: Canada Revenue Agency, 2026 tax year
Retirement benefits: Service Canada (CPP/OAS), 2026 figures
Mortgages: Bank of Canada conventions (semi-annual compounding, not in advance)

Every tool cites its source and data year. Figures are estimates — surveys have sampling error, and tax rules change.

Privacy

Every calculator on this site runs 100% in your browser. Nothing you type is sent anywhere, stored, or tracked by us. There are no accounts and no cookies required for the tools to work.

Not financial advice. DQYDJ.ca is for education and entertainment only. It is not a financial advisor, tax professional, or fiduciary. For decisions that matter, talk to a licensed professional in your province.

Relationship to dqydj.com

DQYDJ.ca is an independent Canadian project inspired by dqydj.com. It is not affiliated with, sponsored by, or endorsed by the American site.